Review Of Lending Club: A P2P Lending Platform
Let’s talk about Lending Club, a Peer-to-Peer (P2P) lending and investment platform. P2P lending platforms have become increasingly popular over the past several years and are an interesting form of alternative investing. The question is: Is Lending Club a good investment? What Is Lending Club Peer-to-Peer lending platforms popped up in 2005 and started with...... Read More
Why You Shouldn’t Take Out A Loan To Raise Your Credit Score
Hey there, let’s talk about a common question that comes up in the personal finance community. That question is, “Should I take out a loan to raise my credit score?” Many people who have no credit history or a low credit score ask this question because they’re told that one key way for raising their...... Read More
How To Earn Money On Swagbucks
Hey all, just this week I was talking to a friend (we’ll call him Andy) about Swagbucks and he told me he recently signed up and has been using the site to earn free bus money. Andy completes surveys from the site when he works from home. In this post, we’re going to talk about...... Read More
What To Do During A Financial Hardship
Let’s talk about financial hardships because once in a while, a financial hardship will happen. They can occur from job loss or a difficult financial situation. In this post, we’re going to go over what to do when a financial hardship strikes, including ways to cut your expenses immediately and ways to protect yourself from...... Read More
How To Handle Being Laid Off
Being laid off can provoke many feelings and lead you into a dark place. In this post, we’re going to go over how to handle getting laid off. In the end, you must remember, that this job loss is a temporary situation. Let’s get right into it. Manage Your Emotions In an effort to handle...... Read More
12 Low-Cost Activities To Do At Home During A Quarantine
Hey there, are you sitting at home like I am and looking for some activities to do? In this post, I’m going to talk about some of my favorite activities to do from home that cost little to nothing. In times like these during a quarantine, we have to find things we can do so...... Read More
How To Manage Your Finances During A Quarantine
Hey everyone, these are interesting times. People are being asked to stay home, the stock market is full of volatility, employment is uncertain, and everyone is unsure of what will happen next. Being quarantined because of the Coronavirus outbreak has certainly thrown us for a loop, but we’re tough, and we’ll get through this together....... Read More
5 Excellent Benefits Of Having A Credit Card
Greetings! In this post, we’re going to talk about why you should have a credit card. I recommend that everyone who can responsibly control their spending get a credit card. Having a credit card and using it responsibly is a great way to build a credit history and raise your credit score, which has benefits...... Read More
Crushing Debt With As Little As An Extra $20 Per Month
How’s it going, everyone? Today we’re going to talk about a topic near and dear to my heart; crushing debt. Debt is sometimes a necessary evil in everyday American life, however, too much debt can be soul-crushing. There are two main ways for crushing debt, and by using these methods, you’ll be on your way...... Read More
What You Need To Know About Credit Cards
It’s time to talk about credit cards and whether having one is right for you. The average person in America has 2.6 credit cards, including those having none. If you only count those who have 1 or more cards, then the average number of credit cards per American jumps up to 3.7. Let’s begin with...... Read More