Helping millennials save money, crush their debt, and reach their financial dreams
The Dollar Blogger is a personal finance platform geared towards helping millennials improve their knowledge around money.
When I founded The Dollar Blogger, my vision was to provide a place for millennials to find answers to common personal finance related topics. Financial literacy is an important aspect of all our lives and through financial education, we can better make decisions around money that help us live a happier life.
80% of Americans are in debt and around 39% of Americans don’t have enough money to cover a $400 emergency. The average credit card debt in an American family is just over $6,000.
Through education, we can learn to save more money, pay down debt faster, and invest for our futures. We can learn ways to earn more money, advance in our careers, and be better prepared for life’s hiccups.
As we learn more about money, one thing we have to do is forgive ourselves for past money mistakes. The thing is, we’ve all made financial mistakes. Once we let go of the past, we can start working towards better money habits for the future.
Finding out what’s important to you and setting financial goals is the next step. From there, creating a budget, tracking your spending, and then starting an emergency fund will place you on the path towards handling unexpected expenses that pop up.
Crushing your debt is vital; especially high interest debt like credit card debt. Using the debt snowball method or the debt avalanche method will help you get out debt.
Finally, once you’re out of debt and have money set aside, you can begin to invest for your future and build wealth.
Greetings! My name is Dave Bochichio. I am currently studying to be a Certified Financial Planner (CFP®) and a Certified Educator in Personal Finance (CEPF).
My primary goal is to help millennials learn how to save money, earn more, crush their debt, and invest for their future. I grew up in upstate New York.
I consider my parents to be frugal people and my father taught me important lessons about saving money through simple daily habits.
When I was 15 years old, I was diagnosed as autistic, specifically Asperger Syndrome, which answered a lot of questions as to why I had struggled a lot as a child. More on this below.
Throughout college, I saved most of the money I made. I picked up two part-time jobs and had a lucrative side hustle as a math tutor. By the time I graduated college in 2005 with a degree in Mathematics and Computer Science, I had enough money to move out of my home, into an apartment with my now-wife.
My wife and I certainly had more money lessons to learn in our 20s. We had our share of splurges and spending more than we should have. It was when we moved from New York to New Hampshire that we realized we had to get more serious about our finances.
In 2012, I began reading every personal finance book I could get a hold of. As a team, my wife and I aggressively started paying off our debt and improving our financial situation.
One thing I enjoy about being autistic is how I can hyperfocus on topics of interest. Money had always been interesting to me, but especially so since 2012. I absorbed the knowledge like a sponge and worked with my wife to transform our lives.
In 2020, with the combination of some assistance from family and with the money we saved up, my wife and I became debt-free, possibly our greatest financial accomplishment.
We spend our lives now keeping our expenses low, saving money where we can, and investing as much as possible so that we can one day reach financial independence through passive income.
The Dollar Blogger exists to help the younger generation find financial answers to problems I had when I was in my 20s. As someone going into financial education and planning, my number one goal is to assist others in making good money choices and having a happier life.
When I’m not working, I am an avid gamer and husband to a fantastic wife and cat-dad to two adorable cats.