Greetings! As a personal finance enthusiast, I'm very particular about which financial products I use. I generally research companies for quite some time before I switch to them if I'm coming from another service. Below are some of the banks and service providers that I personally recommend and why I recommend them.
I've included both financial products and products that promote education and good business practice.
I highly recommend CIT Bank for their savings builder account. They offer a competitive APY and an incentive to get that APY. By depositing $100 or more every month or by maintaining a minimum balance of $25,000, you will always receive the maximum APY that they offer.
CIT Bank has no minimum balance fees, and their customer service is great. Their website is simple and easy to use, and you can easily transfer money in and out of your account with a few clicks.
I use auto-deposit from my checking account to transfer $100 each month so that I always earn CIT Bank's maximum APY.
This account is PERFECT for storing money for an emergency fund where your money will grow on itself.
My bank of choice for having a checking account is definitely Charles Schwab Bank. If you open a checking account with them and also open a brokerage account, they will waive their minimum balance fees, even if you don't fund or ever use the brokerage account.
Additionally, if you use my link to open an account, Charles Schwab Bank will deposit up to $500 into your account after you've completed your first deposit. The amount they give you is higher when you deposit more initially.
Their customer service is 10/10 without a doubt. I've needed to ask some pretty complicated questions, and they have never let me down. They are extremely polite, thorough, and knowledgeable. Check them out if you're looking for a better checking account.
LinkedIn Learning is an excellent way to pick up more professional skills. If you're out of a job or looking to advance your career, check out LinkedIn Learning for over 15,000 courses where you can pick up a new skill or hone an existing one.
With a competitive monthly or annual membership price of $30 per month or $300 per year, you'll pay a fraction of the cost of taking a single course in college and instead have access to a course library of 15,000+ choices.
There's never a better time to add to your skill repertoire, so sign up today and get to it.
Attention small business owners and bloggers alike. Having legal disclaimers, disclosures, terms of service, and privacy policies, much like you can find on this site, is required by law. The best way to get these documents for your business or blog is by having an attorney do it for you.
That's where Termly comes in. Their team generates all the documents you need after you answer questions about your business on their automated form. It took me 15 minutes to come up with all of the legal documents on this website after filling out a survey for each page.
Termly saved me time and money, and I recommend them to anyone just starting out, especially fellow bloggers like myself. Check out Termly for all of your small business compliance solutions.
Starting a blog can be a daunting task. Below is the host I use and some of the tools I use to blog more effectively.
If you're just getting started with blogging, I recommend going with Bluehost for hosting. Their plans start at $3.95/month and using their platform, you can quickly set up a basic WordPress blog.
Writing with perfect spelling and grammar will undoubtedly make you a more successful blogger (and content creator in general).
SEMrush is my go-to suite for SEO. It has a hefty price tag, but I believe it's totally worth it for powering up your blog for Google. SEMrush helps with keyword research, tracking your blog's position on Google for over a thousand keywords simultaneously, auditing your site for technical SEO errors, and researching your competitors.
SEMrush actually does a lot more, and I'll be including a review soon.
Big Pin Energy is a Pinterest guide that I purchased to help me up my Pinterest game. In this guide, Emily, the creator, explains how to create pins that will get traffic, how to name your boards along with descriptions, and other Pinterest SEO techniques. What makes Emily's Big Pin Energy guide stand out is that she provides specific examples so you know exactly what works. Many Pinterest guides are vague, but Big Pin Energy is specific and Emily uses her own strategies to drive over 200,000 monthly viewers to her websites.